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Gas vs Heat Pump Calculator

Should you keep your gas boiler or switch to a heat pump? Compare installation costs, running costs, and CO₂ emissions over time.

Enter Your Values

Using shared profile · 3,500/mo · EURedit on Dashboard

Start from a realistic scenario
Heating Need
kWh

Heat energy needed — not gas/electricity consumed

15 yrs
525
Gas Boiler
%
Heat Pump

Coefficient of Performance — output ÷ input

Results update automatically as you change values.

Decision Engine
Understand
Enter only what matters
Calculate
Transparent formulas
Compare
Side-by-side options
Hidden Costs
What you might forget
Scenarios
Best, expected, worst
Decide
Clear recommendation
Decision Verdict
Best overall choice
Gas Boiler

Over 15 years, the Gas Boiler costs €7191 less.

Gas: Total Cost
€25,139
Heat Pump: Total Cost
€32,330
5 things you might be forgettingEstimate based on your inputs — not guaranteed financial advice.

Decision Engine

Strong verdict
100/ 100
Decision confidence
Gas Boiler

Clear winner — Gas Boiler comes out well ahead.

How the options score
Heat Pump63
Wins on: Energy Needed/yr, Year 1 Running Cost, 15-Year Energy
Gas Boiler Pick38
Wins on: Installation Cost, 15-Year Total
Your action plan
  1. 1Lean towards Gas Boiler — it scores best on the factors that matter here.
  2. 2Pin down "Period" — it moves the result by up to €35,627, more than anything else.
  3. 3Budget for the 5 hidden costs before you commit.
  4. 4Sanity-check the worst case (€22,625) — can you live with it?
  5. 5Adjust the inputs to match your real numbers, then revisit the verdict.

Your Results

Gas: Total Cost
€25,139
Heat Pump: Total Cost
€32,330
Gas Boiler Saves
€7,191
Gas: Year 1 Running
€1,187
Heat Pump: Year 1 Running
€1,109
Heat Pump Breakeven
0 years
CO₂ Saved (Heat Pump)
19,429 kg CO₂
Decision Summary

Heating 12,000 kWh/year: a gas boiler (90% efficient) costs €1187/yr to run vs €1109/yr for a heat pump (COP 3.5). Including installation (€3500 gas vs €12000 heat pump), the Gas Boiler is €7191 cheaper over 15 years.

What-If Scenarios

Results update instantly
0.08 €/kWh
0.04 €/kWh0.15 €/kWh
0.30 €/kWh
0.15 €/kWh0.45 €/kWh
15 yrs
5 yrs25 yrs

Cost Breakdown

Gas Install
€3,5006.1%
Gas Energy
€19,83934.5%
Gas Maintenance
€1,8003.1%
Heat Pump Install
€12,00020.9%
Heat Pump Energy
€19,13033.3%
Heat Pump Maintenance
€1,2002.1%

15-Year Total Cost

€0€10.0K€20.0K€30.0K€40.0KGasHeat PumpGas: €25,139Heat Pump: €32,330

Click chart to expand

Annual Running Cost

€0€500€1.0K€1.5K€2.0K135791113151: €1,1872: €1,2193: €1,2524: €1,2865: €1,3216: €1,3577: €1,3948: €1,4329: €1,47110: €1,51211: €1,55412: €1,59713: €1,64114: €1,68615: €1,7331: €1,1092: €1,1393: €1,1714: €1,2045: €1,2386: €1,2727: €1,3088: €1,3459: €1,38310: €1,42211: €1,46212: €1,50413: €1,54614: €1,59015: €1,636
Gas Boiler
Heat Pump

Click chart to expand

Side-by-Side Comparison

Gas Boiler
Installation Cost
€3,500
Efficiency (output/input)
90%
Energy Needed/yr
13,333 kWh
Year 1 Running Cost
€1,187
15-Year Energy
€19,839
15-Year Total
€25,139
CO₂ Emissions
40,000 kg CO₂
RecommendedHeat Pump
Installation Cost
€12,000
Efficiency (output/input)
COP 3.5
Energy Needed/yr
3,429 kWh
Year 1 Running Cost
€1,109
15-Year Energy
€19,130
15-Year Total
€32,330
CO₂ Emissions
20,571 kg CO₂
Best Financially
Gas Boiler
Best for Flexibility
Gas Boiler
Best Overall
Gas Boiler

Over 15 years, the Gas Boiler costs €7191 less. Gas needs 13333 kWh/yr at 90% efficiency. The heat pump uses 3429 kWh electricity/yr at COP 3.5. The heat pump cuts 19.4 tonnes of CO₂.

What You Might Be Forgetting

Hidden costs and factors that are easy to overlook but can significantly impact your decision.

Insulation Upgrades

Heat pumps work best in well-insulated homes. Poor insulation may require €5,000-20,000 in upgrades before a heat pump is efficient.

Radiator Upgrades

Heat pumps run at lower temperatures — you may need larger radiators or underfloor heating (€3,000-10,000).

Gas Boiler Replacement

Gas boilers need replacing every 10-15 years. We assume one install in your analysis period.

Cold Weather Performance

Heat pump COP drops in very cold weather (from 3.5 to ~2.0). Year 1 costs may be 10-20% higher in harsh winters.

Government Grants

Many countries offer €3,000-10,000 grants for heat pump installation — not included unless you adjust install cost.

These estimates are for informational purposes only and do not constitute financial advice. Actual results may vary based on factors not captured in this calculator.

How This Calculator Works

What this calculator does

This calculator compares the total cost of heating with a gas boiler versus an air-source heat pump, including installation, energy, maintenance, and emissions.

How the calculation works

Gas consumption = heating demand ÷ boiler efficiency. Heat pump electricity = heating demand ÷ COP. We compare total costs over your analysis period with energy price inflation.

Formula

Gas kWh = Heating Demand / Boiler Efficiency
Heat Pump kWh = Heating Demand / COP
Total = Install + Σ (Energy × Price × inflation^t) + Maintenance

Sources & defaults

  • EU energy labelling & COP guidance

    Heat-pump COP and boiler efficiency defaults

  • Typical retail tariff structures (standing + unit)

    Standing charge × days + kWh × unit rate; inflate over the horizon

  • Eurostat / national CPI

    Default inflation ~2–3% unless you override it

Example

12,000 kWh heating demand: Gas (90% efficient) uses 13,333 kWh gas at €0.08 = €1,067/yr. Heat pump (COP 3.5) uses 3,429 kWh at €0.30 = €1,029/yr. Heat pump install is higher but running costs are similar.

How to Use This Calculator

  1. 1
    Enter your numbers

    Fill in the inputs for Gas vs Heat Pump Calculator. Defaults are realistic starting points — replace them with your actual figures.

  2. 2
    Understand the calculation

    Gas consumption = heating demand ÷ boiler efficiency. Heat pump electricity = heating demand ÷ COP. We compare total costs over your analysis period with energy price inflation.

  3. 3
    Review results and scenarios

    Check metrics, cost breakdown, comparison tables, and best / expected / worst scenarios. Use sliders to stress-test assumptions.

  4. 4
    Decide with the verdict

    Read the decision engine recommendation and FAQ. Example: 12,000 kWh heating demand: Gas (90% efficient) uses 13,333 kWh gas at €0.08 = €1,067/yr. Heat pump (COP 3.5) uses 3,429 kWh at €0.30 = €1,029/yr. Heat pump install is higher but running costs are similar.

Factors to Consider

  • Heat pumps work best in well-insulated homes
  • COP drops in very cold weather
  • Government grants can reduce heat pump install cost by €3,000-10,000
  • Gas prices are volatile — long-term trends favour electrification
  • Radiator upgrades may be needed for heat pumps

Common Mistakes

  • Comparing gas kWh price to electricity kWh without accounting for COP
  • Ignoring installation cost difference
  • Using nameplate COP instead of seasonal average (SCOP)
  • Not factoring in insulation upgrades needed for heat pumps

Frequently Asked Questions

Is a heat pump cheaper than gas?+

Running costs are often similar, but heat pumps cost more to install. Over 15+ years with rising gas prices, heat pumps usually win — especially with government grants.

What COP should I use?+

Modern air-source heat pumps achieve SCOP 3.0-4.5. Use 3.5 as a reasonable average. Ground-source heat pumps can reach 4.0-5.0.

Can I keep my radiators?+

Maybe. Heat pumps run at lower flow temperatures (35-45°C vs 60-70°C for gas). Older radiators may need upsizing or underfloor heating.

This calculator provides estimates for informational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult a qualified professional before making important financial decisions.

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