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Buy vs Repair Calculator

Compare the cost of repairing an item vs buying new. Factor in lifespan, resale value, and environmental impact.

Enter Your Values

Using shared profile · 3,500/mo · EURedit on Dashboard

Start from a realistic scenario
Repair
years
Buy New
years

Results update automatically as you change values.

Decision Engine
Understand
Enter only what matters
Calculate
Transparent formulas
Compare
Side-by-side options
Hidden Costs
What you might forget
Scenarios
Best, expected, worst
Decide
Clear recommendation
Decision Verdict
Best overall choice
Buy New

Repairing costs €91/year (€150 / 1.6 years adjusted for 75% reliability).

Repair: Cost/Year
€91
Buy New: Cost/Year
€19
6 things you might be forgettingEstimate based on your inputs — not guaranteed financial advice.

Decision Engine

Strong verdict
70/ 100
Decision confidence
Buy New

Clear winner — Buy New comes out well ahead.

How the options score
Buy New Pick71
Wins on: Expected Life, Cost per Year, Total 8yr Cost
Repair29
Wins on: Upfront Cost
Watch-outs
Sensitive to your assumptions

The outcome swings widely between best and worst cases. Tighten the key inputs before you rely on this.

Your action plan
  1. 1Lean towards Buy New — it scores best on the factors that matter here.
  2. 2Pin down "Repair Cost" — it moves the result by up to €1,182, more than anything else.
  3. 3Budget for the 6 hidden costs before you commit.
  4. 4Sanity-check the worst case (€300) — can you live with it?
  5. 5Adjust the inputs to match your real numbers, then revisit the verdict.

Your Results

Repair: Cost/Year
€91
Buy New: Cost/Year
€19
Total Repair Cost
€900
Total New Cost (net)
€150
Expected Repair Life
2 years
Repairs Needed
5
CO₂ Saved by Repairing
1,525 kg CO₂
Decision Summary

Repairing costs €150 upfront with an expected life of 1.6 years (75% reliability adjusted) = €91/year. Buying new costs €550 net (€800 - €50 trade-in - €200 resale) over 8 years minus €400 energy savings = €19/year. Buy New saves €72/year. Over 8 years, you'd need 5 repair(s) vs one new purchase. Repairing saves 1.5 tonnes of CO₂.

What-If Scenarios

Results update instantly
150
502000
800
1005000

Cost Breakdown

Repair Cost
€15045.5%
Repair Down-time
€309.1%
New Item Price
€800242.4%
Old Item Trade-in
-€50-15.2%
New Item Resale
-€200-60.6%
Energy Savings (new)
-€400-121.2%

Cost per Year Comparison

€0€50€100€150RepairBuy NewRepair: €90.91Buy New: €18.75

Click chart to expand

Total Cost Over 8 Years

€0€200€400€600€800€1.0KRepair (in…Buy New (n…Repair (incl. repeats): €900Buy New (net): €150

Click chart to expand

Side-by-Side Comparison

Repair
Upfront Cost
€150
Expected Life
2 years
Warranty
None
Cost per Year
€91
Total 8yr Cost
€900
Energy Savings/yr
€0
Reliability Risk
25% failure
Environmental
Better (less waste)
CO₂ Impact
75 kg CO₂
RecommendedBuy New
Upfront Cost
€800
Expected Life
8 years
Warranty
2 years
Cost per Year
€19
Total 8yr Cost
€150
Energy Savings/yr
€50
Reliability Risk
Low (warranty)
Environmental
Worse (manufacturing)
CO₂ Impact
1,600 kg CO₂
Best Financially
Buy New
Best for Flexibility
Buy New
Best Overall
Buy New

Repairing costs €91/year (€150 / 1.6 years adjusted for 75% reliability). Buying new costs €19/year (after €400 energy savings and €250 trade-in/resale). Buying new is cheaper per year, comes with a warranty, and is more energy-efficient. The repair has a 25% chance of failing early — if it does, you'll need another repair costing €150.

What You Might Be Forgetting

Hidden costs and factors that are easy to overlook but can significantly impact your decision.

Repair Reliability

You estimate 75% reliability. If the repair fails at 25% probability, you lose €150 and need another fix. Expected life adjusted: 1.6 years.

Repeat Repairs

Over 8 years, you'd need 5 repair(s) at €150 each = €900 total, plus €150 in downtime costs.

Energy Efficiency

The new item saves €50/year in energy. Over 8 years, that's €400 — a significant factor for appliances, cars, and HVAC.

Warranty Value

New items come with 2 years of warranty. If something breaks, it's free. The repair has no warranty — you bear all future risk.

Down-time Cost

Being without the item while it's repaired costs €30 per repair cycle. This includes laundromat costs, rental fees, or lost productivity.

Environmental Impact

Repairing saves 1.5 tonnes of CO₂ — manufacturing a new product emits ~2.0 kg CO₂ per euro of product. Repairing is almost always environmentally better.

These estimates are for informational purposes only and do not constitute financial advice. Actual results may vary based on factors not captured in this calculator.

How This Calculator Works

What this calculator does

This calculator compares the annual cost of repairing an item versus buying new, factoring in expected lifespan, trade-in value, and resale value.

How the calculation works

We calculate cost per year for each option: repair cost / remaining life vs (new price - trade-in - resale) / new life. The lower annual cost is the better financial choice.

Formula

Repair Cost/Year = Repair Cost / Repaired Life
New Cost/Year = (New Price - Old Trade-in - New Resale) / New Life

Example

Repair: €150 for 2 years = €75/year. New: (€800 - €50 - €200) / 8 = €68.75/year. Buying new is slightly cheaper per year and comes with a warranty.

How to Use This Calculator

  1. 1
    Enter your numbers

    Fill in the inputs for Buy vs Repair Calculator. Defaults are realistic starting points — replace them with your actual figures.

  2. 2
    Understand the calculation

    We calculate cost per year for each option: repair cost / remaining life vs (new price - trade-in - resale) / new life. The lower annual cost is the better financial choice.

  3. 3
    Review results and scenarios

    Check metrics, cost breakdown, comparison tables, and best / expected / worst scenarios. Use sliders to stress-test assumptions.

  4. 4
    Decide with the verdict

    Read the decision engine recommendation and FAQ. Example: Repair: €150 for 2 years = €75/year. New: (€800 - €50 - €200) / 8 = €68.75/year. Buying new is slightly cheaper per year and comes with a warranty.

Factors to Consider

  • A repair may fail again, leading to repeat costs
  • New items come with warranties and better efficiency
  • Repairing is environmentally better (less waste)
  • Consider the hassle factor — finding repair services takes time
  • Some items (phones, laptops) lose software support with age

Common Mistakes

  • Only comparing upfront costs, not cost per year of use
  • Forgetting that old items may need more repairs soon
  • Not considering energy efficiency improvements in new models
  • Ignoring the environmental cost of replacing

Frequently Asked Questions

When should I repair instead of replace?+

When the repair cost per year of additional life is lower than the new item cost per year, and the repair is reliable.

Is repairing better for the environment?+

Yes. Manufacturing new products uses energy and resources. Repairing extends product life and reduces waste.

This calculator provides estimates for informational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult a qualified professional before making important financial decisions.

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