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Cloud Storage Cost Calculator

Compare two cloud storage plans against buying a local drive over multiple years — including capacity you actually need.

Enter Your Values

Using shared profile · 3,500/mo · EURedit on Dashboard

Start from a realistic scenario
Need
GB
Cloud A
GB
Cloud B
GB
Local
Analysis
5 yrs
115

Results update automatically as you change values.

Decision Engine
Understand
Enter only what matters
Calculate
Transparent formulas
Compare
Side-by-side options
Hidden Costs
What you might forget
Scenarios
Best, expected, worst
Decide
Clear recommendation
Decision Verdict
Best overall choice
Local Drive

For 1000 GB over 5 years: Cloud A €600, Cloud B €900, local €120.

Cloud A: 5yr
€600
Cloud B: 5yr
€900
2 things you might be forgettingEstimate based on your inputs — not guaranteed financial advice.

Decision Engine

Strong verdict
85/ 100
Decision confidence
Local Drive

Clear winner — Local Drive comes out well ahead.

How the options score
Local Drive Pick100
Wins on: Cost / year, 5-Year Total
Cloud A38
Cloud B0
Your action plan
  1. 1Lean towards Local Drive — it scores best on the factors that matter here.
  2. 2Pin down "GB Needed" — it moves the result by up to €2,400, more than anything else.
  3. 3Budget for the 2 hidden costs before you commit.
  4. 4Sanity-check the worst case (€720) — can you live with it?
  5. 5Adjust the inputs to match your real numbers, then revisit the verdict.

Your Results

Cloud A: 5yr
€600
Cloud B: 5yr
€900
Local: 5yr
€120
Cloud A / Year
€120
Cloud B / Year
€180
Local / Year
€24
Cloud A €/GB/yr
€0.12
Decision Summary

Storing 1000 GB for 5 years: Cloud A €600, Cloud B €900, local €120. Local Drive is cheapest.

What-If Scenarios

Results update instantly
5 yrs
1 yrs15 yrs
1000 GB
100 GB10000 GB
10
030

Cost Breakdown

Cloud A
€60037.0%
Cloud B
€90055.6%
Local drives
€1207.4%

5-Year TCO

€0€200€400€600€800€1.0KCloud ACloud BLocalCloud A: €600Cloud B: €900Local: €120

Click chart to expand

Side-by-Side Comparison

Cloud A
Seats / drives
1
Cost / year
€120
5-Year Total
€600
Cloud B
Seats / drives
5
Cost / year
€180
5-Year Total
€900
RecommendedLocal Drive
Seats / drives
1
Cost / year
€24
5-Year Total
€120
Best Financially
Local Drive
Best for Flexibility
Cloud A
Best Overall
Local Drive

For 1000 GB over 5 years: Cloud A €600, Cloud B €900, local €120. Local Drive wins.

What You Might Be Forgetting

Hidden costs and factors that are easy to overlook but can significantly impact your decision.

Redundancy

Local-only storage needs a second copy for real safety — that cost is not in the drive sticker price.

Subscription creep

Needing 1× Plan A or 5× Plan B multiplies the monthly bill.

These estimates are for informational purposes only and do not constitute financial advice. Actual results may vary based on factors not captured in this calculator.

How This Calculator Works

What this calculator does

This calculator compares two cloud subscription plans against buying (and replacing) a local drive for the storage capacity you need, over a multi-year horizon.

How the calculation works

We scale each cloud plan to cover your GB need, multiply monthly fees by years, and compare that total to local drive purchases based on drive lifespan. Cost per GB per year highlights efficiency.

Formula

Cloud Total = Monthly × 12 × ceil(GB needed / Plan GB) × Years
Local Total = Drive Cost × ceil(Years / Lifespan)
€/GB/yr = Annual Cost / GB needed

Example

Needing 1 TB for 5 years: a €10/mo 2 TB plan = €600; a €3/mo 200 GB plan needs 5 seats = €900; a €120 drive lasting 5 years = €120. Local often wins on pure cost; cloud wins on convenience and off-site backup.

How to Use This Calculator

  1. 1
    Enter your numbers

    Fill in the inputs for Cloud Storage Cost Calculator. Defaults are realistic starting points — replace them with your actual figures.

  2. 2
    Understand the calculation

    We scale each cloud plan to cover your GB need, multiply monthly fees by years, and compare that total to local drive purchases based on drive lifespan. Cost per GB per year highlights efficiency.

  3. 3
    Review results and scenarios

    Check metrics, cost breakdown, comparison tables, and best / expected / worst scenarios. Use sliders to stress-test assumptions.

  4. 4
    Decide with the verdict

    Read the decision engine recommendation and FAQ. Example: Needing 1 TB for 5 years: a €10/mo 2 TB plan = €600; a €3/mo 200 GB plan needs 5 seats = €900; a €120 drive lasting 5 years = €120. Local often wins on pure cost; cloud wins on convenience and off-site backup.

Factors to Consider

  • Off-site backup vs single local point of failure
  • Multi-device sync and sharing value
  • Drive replacements and failure rates
  • Privacy and vendor lock-in
  • How fast your storage need will grow

Common Mistakes

  • Comparing plan sticker prices without matching capacity
  • Ignoring that small cheap plans stack when you need more space
  • Forgetting local drives also need a backup strategy
  • Assuming one-time drive cost lasts forever

Frequently Asked Questions

Is cloud always more expensive than a hard drive?+

Often yes over 5+ years if you only need bulk storage. Cloud becomes competitive when you value sync, sharing, and off-site redundancy — or when you would buy multiple drives for backups.

Should I use both?+

Many people do: local for large archives, cloud for critical files. This tool helps size each option so you do not overpay for either.

What about free tiers?+

Free tiers rarely cover 1 TB. If your need exceeds free space, model the paid plan you will actually buy.

This calculator provides estimates for informational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult a qualified professional before making important financial decisions.